Tired of High PEO
Admin Fees?
Roofers, it's time to take control of your business costs. High PEO admin fees are draining your profits. We understand your frustration and are here to help. Fill out our lead form to get a quote or call us directly for immediate assistance
Tired of High PEO
Admin Fees?
Roofers, it's time to take control of your business
costs. High PEO admin fees are draining your profits.
We understand your frustration and are here to help.
Fill out our lead form to get a quote or call us directly
for immediate assistance
Workers Compensation
Insurance
Eliminate high PEO admin fees with our adorable Workers Comp solutions.
General Liability
Insurance
Protect your business from unexpected liabilities with our comprehensive GL policies.
Employee Leasing
(PEO)
Break free from the burdensome of Annual workers comp audits with outsource payroll and HR solutions and manage your workforce more effectively
Commercial Auto
Insurance
Ensure your vehicles are covered with our tailored commercial auto insurance plans
Workers Compensation Insurance
Eliminate high PEO admin fees with our adorable Workers Comp solutions.
General Liability Insurance
Protect your business from unexpected liabilities with our comprehensive GL policies.
Employee Leasing (PEO)
Break free from the burdensome of Annual workers comp audits with outsource payroll and HR solutions and manage your workforce more effectively
Commercial Auto Insurance
Ensure your vehicles are covered with our tailored commercial auto insurance plans
Why Switch from a PEO Policy?
High Admin Fees
PEO admin fees range from 3-5% of payroll, adding unnecessary costs. Our traditional policies eliminate these fees, giving you more control over your finances.
Minimum Workers Comp
Fees
Small roofing contractors often struggle to meet the premium requirements of PEOs, making it more expensive. Our solutions provide cost-effective options tailored to your business size.
Comprehensive Coverage
PEOs cover only W2 employees. Traditional policies from Lite Speed Insurance offer blanket coverage, including 1099 workers, ensuring everyone on your job site is protected
Seamless Project Bidding
With PEOs, the COI shows the PEO as the insured, complicating your bids. Our policies list your company as the insured, simplifying the certification process and improving your chances of winning bigger projects.
Why Switch from a PEO Policy?
High Admin Fees
PEO admin fees range from 3-5% of payroll, adding unnecessary costs. Our traditional policies eliminate these fees, giving you more control over your finances.
Minimum Workers Comp Fees
Small roofing contractors often struggle to meet the premium requirements of PEOs, making it more expensive. Our solutions provide cost-effective options tailored to your business size.
Comprehensive Coverage
PEOs cover only W2 employees. Traditional policies from Lite Speed Insurance offer blanket coverage, including 1099 workers, ensuring everyone on your job site is protected
Seamless Project Bidding
With PEOs, the COI shows the PEO as the insured, complicating your bids. Our policies list your company as the insured, simplifying the certification process and improving your chances of winning bigger projects.
At least one year of coverage history
Zero to minimal claims
Minimum of $75k in roofing payroll
Subcontractor exposure less than 25%
At least one year of
coverage history
Zero to minimal
claims
Minimum of $75k in
roofing payroll
Subcontractor exposure
less than 25%
We offer the best rates for all insurances for roofers
Annual premiums starting
as low as $3024.
Annual premiums starting
as low as $3024.
Annual premiums starting
as low as $3024.
Bundle more than one policy
for special rates.
We offer the best rates for all insurances for roofers
Annual premiums starting
as low as $252/month
Annual premiums starting
as low as $515/month.
Annual premiums starting
as low as $417.06/month
Bundle more than one
policy for special rates.
With PEOs, the COI shows the PEO as the insured,
complicating your bids. Our policies list your
company as the insured, simplifying the
certification process and improving your chances
of winning bigger projects.
Ready to switch to a more cost-effective and
comprehensive insurance solution? Contact Lite
Speed Insurance Inc. now to unlock exclusive rates
and eliminate PEO admin fees.
For more details, visit Lite Speed Insurance Inc. or
call us at (904-822-8342)
With PEOs, the COI shows the PEO as the insured, complicating your bids. Our policies list your company as the insured, simplifying the certification process and improving your chances
of winning bigger projects.
Ready to switch to a more cost-effective and comprehensive insurance solution? Contact Lite Speed Insurance Inc. now to unlock exclusive rates and eliminate PEO admin fees. For more details, visit Lite Speed Insurance Inc. or
call us at (904-822-8342)
Tired of Limited Coverage and
At Lite Speed Insurance Inc., we offer specialized workers' compensation insurance tailored for roofing contractors. Our unique options include traditional policies, PEOs, and exclusive self-insured funds designed specifically for roofers. Enjoy comprehensive coverage, lower premiums, and eliminate the financial strain of high admin fees.
Understanding Workers Comp in Florida
How Workers Comp Works
Workers' compensation insurance provides medical and wage benefits to
employees injured on the job. It is a state-mandated program, with each state having its own laws and regulations. In Florida, this insurance is crucial for protecting both employees and employers from the financial impacts of workplace injuries.
Premium Generation
The premium for workers' compensation insurance is calculated based on several
factors:
Payroll Amount: The total payroll of your business.
Job Classification: The risk level associated with specific job duties.
Experience Modification Rate (EMR): A factor that reflects your company's claim history compared to the industry average
Tired of Limited Coverage and
At Lite Speed Insurance Inc., we offer specialized workers' compensation insurance tailored for roofing contractors. Our unique options include traditional policies, PEOs, and exclusive self-insured funds designed specifically for roofers. Enjoy comprehensive coverage, lower premiums, and eliminate the financial strain of high admin fees.
Understanding Workers Comp in Florida
How Workers Comp Works
Workers' compensation insurance provides medical and wage benefits to
employees injured on the job. It is a state-mandated program, with each state having its own laws and regulations. In Florida, this insurance is crucial for protecting both employees and employers from the financial impacts of workplace injuries.
Premium Generation
The premium for workers' compensation insurance is calculated based on several
factors:
Payroll Amount: The total payroll of your business.
Job Classification: The risk level associated with specific job duties.
Experience Modification Rate (EMR): A factor that reflects your company's claim history compared to the industry average
Who is Covered?
Covers only W2 employees. This can lead
to delays and additional costs for
onboarding new employees and does not
cover 1099 workers.
Provides blanket coverage for everyone
on the job site, including 1099 workers,
offering greater flexibility and immediate coverage without onboarding delays.
Why You Should Have Workers Comp
In Florida, most employers are required to carry workers' compensation insurance
It covers medical expenses and lost wages for injured employees, protecting your business from significant financial loss.
Demonstrates your commitment to employee safety and well-being, which can improve morale and productivity.
Which Workers Comp Coverage is Best for You?
Provides comprehensive coverage for all employees, including W2 and 1099 workers. This option offers blanket coverage with no delays in onboarding, tailored to meet specific business needs.
Combines HR services with workers' comp coverage. Ideal for businesses wanting to outsource HR, save up to 30% on premiums, and receive a 10% refund for maintaining a safe workplace.
Exclusive to roofing contractors, offering pooled resources for better rates and coverage. This option focuses on safety programs to reduce premiums, providing exclusive coverage options.
Unlock Unbeatable
How It Works and What It Covers
General Liability Insurance protects your business from financial loss due to claims of bodily injury, property damage, personal injury, and advertising injury.
It covers:
How Workers Comp Works
Bodily Injury: Medical expenses and legal fees if someone is injured on your property.
Property Damage: Costs for damage caused by your business operations to someone else’s property.
Personal Injury: Legal fees and damages related to libel, slander, or false advertising.
How is Premium Generated?
Premiums for General Liability Insurance are calculated based on several factors:
Business Size: The number of employees and overall payroll.
Industry Risk: The risk associated with your specific industry.
Claims History: Your business’s history of claims.
Coverage Limits: The amount of coverage you need.
Meeting Contractors' Requirements
Review Your Contractors' Requirement Page Ensure your GL policy meets the common endorsements required by contractors, such as:
Extends coverage to other parties.
Prevents your insurer from seeking compensation from other parties.
Establishes your insurance as primary
coverage
Why Direct Bill is Better Than Financing Options
Direct billing eliminates the complexity of financing options
Avoid additional interest and fees associated with financing.
Faster processing times and immediate coverage activation.
The Benefits of Bundling Your GL Insurance
Improve Your Chances of Approval
Bundling GL with other policies like Workers Comp and Auto Insurance ensures comprehensive protection
Bundling can lead to significant premium discounts.
Easier to manage and renew policies with a single provider.
Upgrade Your PEO and Save Big!
Tired of High Costs and Limited Benefits with Your Current PEO?
How Upgrading Your PEO Benefits You
Better Rates: Save on premiums and benefit packages, improving your bottom line.
Better Coverage: Ensure comprehensive coverage for your workforce,
including advanced safety and HR services
Better Service: Enjoy superior PEO services that enhance your business operations and employee satisfaction.
Significant Cost Savings
Save up to 30% on your workers'
comp premiums
Earn up to a 10% refund for maintaining a safe workplace with no claims.
Comprehensive Benefits
Like Costco, our PEOs leverage bulk buying power to secure massive discounts from carriers, passing the savings to you.
Retain your team with benefit packages that cost 30% less than market rates.
Superior Services
Implement safety programs to reduce workplace accidents.
Utilize geofencing clock-in systems for e cient time tracking.
Streamline documentation, onboarding, and compliance with state regulations.
Protect your employees and protect your vehicles
with Lite Speed Auto coverage
Protect Your Fleet with Aggressive Rates!
What Does Commercial Auto Insurance Cover?
Commercial auto insurance provides coverage for vehicles used
for business purposes. It includes:
Uninsured/Underinsured Motorist: Covers costs if you're involved in an accident with an uninsured or underinsured driver.
Medical Payments: Pays for medical expenses for you and your passengers. Physical
Damage Coverage: Covers repairs or replacement of your vehicle due to accidents, theft, or other incidents.
Liability Coverage: Protects against bodily injury and property damage claims.
Why Do You Need Commercial Auto Insurance?
Compliance with Contracts: Faster processing times and immediate coverage activation.
Financial Protection: Avoid additional interest and fees associated with Financing.
Legal Requirement: Most states require commercial auto insurance for vehicles used for business purposes.
Personal Coverage vs. Commercial Coverage
Why It’s Important to Know the Difference
Liability: Commercial policies provide liability coverage that protects your business assets.
Coverage Limits: Commercial policies offer higher coverage limits suitable for business risks.
Usage: Most states require commercial auto insurance for vehicles used for business purpose
Special Endorsements for Contractors
$1 Million Combined Single Limit: Provides a higher level of liability coverage.
Comprehensive and Collision: Covers damages from accidents, theft, and other incidents.
Any Auto: Covers all vehicles used in your business, including newly acquired ones.
How is Premium Generated?
Vehicle Type: The kind of vehicles you use.
Usage: How often and for what purposes the vehicles are used.
Driver History: The driving records of those operating the vehicles.
Coverage Limits: The amount of coverage you choose.
Location: Where your business and vehicles are located
Here's What Lite Speed Clients Have to Say
Google Reviews
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