Terms & Conditions

1. Introduction

1.1 Welcome to Upfront Insurance Agency. These Terms and Conditions govern your use of our insurance services.

1.2 By accessing our services, you agree to comply with these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using our services.

2. Services

2.1 Upfront Insurance Agency provides insurance brokerage and related services.

2.2 We act as intermediaries between clients and insurance providers to facilitate the purchase of insurance products.

3. Client Obligations

3.1 Clients must provide accurate and complete information when applying for insurance.

3.2 Clients are responsible for reading and understanding the terms and conditions of insurance policies before purchasing.

3.3 Clients are obligated to promptly notify Upfront Insurance Agency of any changes in their circumstances that may affect their insurance coverage.

4. Insurance Policies

4.1 Insurance policies are provided by third-party insurance companies and are subject to their terms and conditions.

4.2 Upfront Insurance Agency is not liable for any denial of claims or disputes arising between clients and insurance providers.

5. Premiums and Payments

5.1 Clients are responsible for paying insurance premiums in accordance with the terms specified by the insurance provider.

5.2 Upfront Insurance Agency may charge service fees or commissions, as agreed upon with clients or insurance providers.

6. Claims

6.1 Clients must promptly report any claims to Upfront Insurance Agency.

6.2 Upfront Insurance Agency will assist clients in the claims process, but the ultimate decision lies with the insurance provider.

7. Limitation of Liability

7.1 Upfront Insurance Agency is not liable for any direct, indirect, incidental, consequential, or special damages arising from the use of our services.

8. Confidentiality

8.1 Upfront Insurance Agency will handle client information in accordance with applicable privacy laws and our Privacy Policy.

9. Termination

9.1 Either party may terminate the agency-client relationship with written notice.

9.2 Termination does not affect the client's obligations under existing insurance policies.

10. Changes to Terms and Conditions

10.1 Upfront Insurance Agency reserves the right to modify these Terms and Conditions at any time. Clients will be notified of such changes.

11. Contact Information

11.1 For any questions or concerns regarding these Terms and Conditions, please contact us at our website.

By using our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

Upfront Insurance Agency